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Mr. Ventoso has over 10 years of experience in financial analysis, investment management and business development. Prior to joining Hales in 2006, he spent five years at The Hartford. He was Vice President with The Hartford's agency consulting subsidiary where he specialized in valuations, perpetuation planning, and merger and acquisition advisory for agents and brokers. Also at The Hartford, he analyzed acquisition opportunities and start-ups for the Ventures group. In addition to his insurance industry background, Mr. Ventoso has Fortune 500 finance experience in the manufacturing and technology industries in the US, Europe, and Latin America. He is a graduate of The George Washington University with a degree in Economics and earned his MBA at INSEAD. He holds the Chartered Financial Analyst designation. Kathryn Walker-Eich, Vice President | 