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Clifford L. Wells serves as our Executive Vice President and Chief Investment Officer. Prior to joining Patriot in 2004, Mr. Wells was Senior Vice President - Credit Risk/Portfolio Management at the US branch of Abbey National Treasury Services from 2002 to 2004. In that role, he provided credit analysis for middle market leveraged transactions, managed risks associated with a portfolio of distressed assets and provided day-to-day risk management of an oil and natural gas portfolio of nearly $1 billion. From 1996 to 2002, Mr. Wells served as Senior Vice President and Northeast/Mid-Atlantic Region Manager for Creditanstalt Corporate Finance, Inc., a "one-stop" capital source focusing exclusively on middle market companies, where he was responsible for all facets of the deal process including sourcing, structuring, closing and managing of senior and junior capital opportunities for middle market cash-flow transactions. He was also involved in implementing appropriate strategies for a portfolio of underperforming investments. His professional background also includes lending positions with Heller Financial, Inc., US West Financial Services, Inc. and GATX Capital Corporation. He started his career as an auditor with Arthur Andersen & Company. Mr. Wells is a Certified Public Accountant. | 