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Daniel E. Coughlin, Howe Barnes' Chairman, President, and CEO, has over 23 years of diverse experience in the financial services industry. Mr. Coughlin joined Howe Barnes in 1993, was named to the Board in 1997, was elected President and CEO in September 2001, and elected Chairman of the Board in October 2002. His background includes investment banking, equity research, bank supervision and regulation, and commercial and community banking. Mr. Coughlin's professional career began in 1984 with the Federal Reserve Bank of Chicago, working in the Supervision and Regulation Division. In addition to his extensive regulatory experience, Mr. Coughlin has worked in the credit department at American National Bank, Chicago, Illinois and in various departments at McHenry State Bank, McHenry, Illinois. He is a member of the advisory committee for the HBI Private Equity Fund I, L.P. and the managing director of HBI Investment Funds, L.L.C. Mr. Coughlin graduated from Western Illinois University in 1984 with a Bachelor's degree in Finance. He received an M.B.A. in 1989 from DePaul University. | 