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David A. Schoenholz has been a director since August 2004. Mr. Schoenholz serves as a member of the Audit Committee. Mr. Schoenholz retired from Household International, Inc., a consumer lender and an indirect wholly owned subsidiary of HSBC Holdings, plc, a banking company, in April 2004. From September 2003 to April 2004, he served as a Group General Manager of HSBC Holdings. From July 2002 to April 2004, he served as President and Chief Operating Officer of Household. From January 2002 to July 2002, he served as Household's Vice Chairman Chief Financial Officer, having previously served as Group Executive Chief Financial Officer since January 2000, Executive Vice President Chief Financial Officer since 1996, Senior Vice President Chief Financial Officer since 1994, and Vice President Chief Accounting Officer since 1993. He joined Household in 1985 as Director Internal Audit. Prior to Household, Mr. Schoenholz served as Vice President Controller of The Commodore Corporation and as audit manager at Arthur Andersen & Co. Mr. Schoenholz received his M.B.A. from Harvard Business School and his A.B. from Duke University. | 