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Mr. Schmal is a retired Partner from Arthur Andersen where he worked from 1972 through 1999. As a senior business advisor with special focus in finance, he has extensive knowledge of financial reporting and holds a CPA certificate. Mr. Schmal was responsible for the conduct of many hundreds of audits of a wide variety of business enterprises over the past several decades. In addition to specializing in the financial services sector, with particular emphasis on commercial banking, securities/investment banking and asset management industries; Mr. Schmal has also headed hundreds of consulting projects, mainly for financial services-type business enterprises. His projects included operations, capital planning, financial instruments, strategic, mergers & acquisitions, executive recruitment and initial public offerings. During the late 1990�s, he shepherded two companies through initial public offerings. Since his retirement from Andersen, he has stayed active with part-time consulting, leading finance-oriented seminars for a management development company and has been actively involved with a venture capital investment group. Mr. Schmal currently serves on the Board of Directors for Sempire Systems, Inc. and Boulder Capital Partners. Mr. Schmal attended California State University, Fresno where he received a Bachelor of Science in Business Administration- Finance and Accounting Option. He Graduated Summa Cum Laude. | 