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Graduated in Business Administration from the Get�lio Vargas Foundation, S�o Paulo in 1976, obtaining his MBA from IMEDE (Institute for Management and Development), in Switzerland in 1979. He held positions in the Treasury area of Nestl� both in Brazil and overseas for the period from 1974 to 1986. He was a Director for various financial areas of the Citicorp Group between 1986 and 1992. He was President of LTCB Latin America Ltda. between May 1992 and August 1995. In September 1995, he moved to ABN Amro Bank, S�o Paulo - Brazil where he held the position of Corporate Banking & Finance Director until 1996, when he became President of the institution. With the incorporation of Banco Real S.A. by ABN Amro Bank, he was appointed CEO for Banco ABN AMRO REAL S.A. from November 1998. He has been a Councilor and a member of the Executive Board of the Brazilian Federation of Bank Associations - FEBRABAN since 1999. Invited by the President of the Republic to sit on the Council for Social and Economic Development, he has been a member of this institution since its creation at the beginning of 2003. He has been a member of our Board of Directors since January 2, 2003 and is also a member of the board of directors of BR.
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