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Francis M. Colalucci Senior Vice President, Chief Financial Officer, Treasurer and Director, joined the Company in 2002. He has held these positions since February 2002. From 1996 until 2001, Mr. Colalucci was employed by the Empire Insurance Group, a property and casualty insurance company, and ultimately served as Executive Vice President, Chief Financial Officer and Treasurer in addition to being a member of that company's board of directors. He received a B.B.A. in Accounting from St. John's University in 1966 and is a New York State licensed Certified Public Accountant and a member of the American Institute of Certified Public Accountants, the New York State Society of Certified Public Accountants and Financial Executives International. | 