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Mr. Gragg joined First Financial Bankshares in 1990, as manager of the Company�s loan review program. He has responsibility for coordinating and managing all lending functions and has oversight of the Loan Review Department and Compliance Audit Department. He has also been actively involved in the Company�s acquisitions. Mr. Gragg began his banking career in 1978, while still in college, at Citizens National Bank of Abilene. He joined Citizens National as a credit analyst following graduation and worked at that bank (and its successors) until 1990 in a variety of jobs that included manager of the Credit Department, manager of loan review, manager of credit administration and commercial lending officer. Prior to joining First Financial, Mr. Gragg worked as the West Texas area manager for NCNB�s Problem Loan Workout Department.
Education:
Mr. Gragg graduated in 1981 with a BBA in finance from Hardin-Simmons University.
Activities:
Mr. Gragg has been active in the Abilene community. He is a former coach, manager and board member of the Dixie Little League. He also serves as a Sunday school teacher and deacon with the Pioneer Drive Baptist Church. | 