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Geoffrey Kalish joined our Board of Directors in April 2000 as an appointee of our then outstanding Series A Preferred Stockholders. Mr. Kalish is a founder and Senior Principal of Aquiline Capital Partners LLC and has held such position since August 2005. Mr. Kalish is also a founder and Managing Director at Venturion Capital LLC and has held such position since May 1998. Both Aquiline and Venturion are private equity firms that invest exclusively in financial services companies around the world. Prior to founding Venturion Mr. Kalish worked for Smith Barney Drexel Burnham Lambert Kidder Peabody and Westpac Bank in a variety of proprietary trading and corporate finance positions. He is also Chairman of the Board of Insurance Vianet Inc. and a supervisory board member of ProCapital S.A. | 