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Greg Fasana is a 17 year Credit Risk executive with an extensive background in the Sub-Prime Consumer Finance market. He started his career as an underwriter with Household Retail Services, a division of Household International that is now HSBC. Quickly after starting his career Greg moved into the upstart profession of Credit Risk Management where he was part of the first automated decision system installation. He later went on to Household's Consumer Finance division, HFC, to implement its first automated decisioning system. Greg has been intimately involved with every aspect of Credit Risk Management from the development of acquisition scorecards, to implementing decisioning and adaptive control systems, to working on early and late stage collections and bad debt recovery. In 2004 Greg's career took him to Citigroup where he managed an analytic team in their Decision Management group specializing in the marketing of home grown and third party cross sell products. His analytic team was comprised of resources based in the US and Bangalore, India. Greg has a BA in Economics from the University of Illinois at Champaign-Urbana and a MBA from the University of Illinois at Chicago | 