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Hern�n Somerville S. has a law degree from Universidad de Chile and a M.C.J. degree from New York University Law School. Since 1989, Mr. Somerville is Managing Director and Partner of FINTEC, an investment, advisory and management company which led the bank debt-to-equity conversion program sponsored by the Chilean Central Bank. Prior to his involvement with FINTEC, and from 1983 to 1988, Mr. Somerville was Director of the Chilean Central Bank, serving as Chief Debt Negotiator for Chilean public debt and private commercial bank debt. Currently, Mr. Somerville is Chairman of the Confederation of Production & Commerce in Chile (CPC). He is also the non-executive Chairman of the Board of Directors of the Chilean Association of Banks and Financial Institutions A.G., and former Chairman of FELABAN (Latin American Federation of Banks), Chairman of TRANSBANK S.A., the administrator of credit and debit cards in Chile. He is also a Board Member of Corp Banca, Vi�a Santa Rita, Forestal Neltume Carranco S.A., INACAP, and has been a Director at Enersis since 1999. Mr. Somerville is one of the three Chilean representatives at the Asia Pacific Economic Council�s Business. | 