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Howard F. Sommer age 66 has been a director of the Company since January 1999. Mr. Sommer is currently Chief Administrative Officer and Chief Financial Officer of Circa Inc. a nationally-based buyer of pre-owned jewelry. Mr. Sommer was President and Chief Executive Officer of New York Community Investment Company L.L.C. an equity investment fund providing long-term capital to small businesses throughout the State of New York from 1995 to 2005. Mr. Sommer was President of Fundex Capital Corporation from 1978 to 1995 President of U.S. Capital Corporation from 1973 to 1995 worked in management consulting from 1971 to 1973 and held various positions at IBM and Xerox Corporations from 1962 to 1971. Mr. Sommer was also a member of the board for the National Association of Small Business Investment Companies serving on its executive committee from 1989 to 1993 and as Chairman of the Board in 1994. He received a B.S. in electrical engineering from City College of New York and attended the Graduate School of Business at New York University. | 