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Howard Albert is Managing Director and Chief Credit Officer for Assured Guaranty Ltd. He is also Chief Credit Officer for Assured Guaranty Corp. (AGC), with responsibility for chairing its Credit Committee and overseeing the underwriting process. Mr. Albert has over 20 years of experience in credit risk and structured finance. He joined the company in September 1999 as Chief Underwriting Officer of Capital Re Corp., the predecessor to AGC. Prior to joining AGC, Mr. Albert spent two years with Rothschild Inc. where he structured privately placed asset-backed securities and CDOs. He joined Rothschild from Financial Guaranty Insurance Company (FGIC), where he started and managed its Asset-Backed Securities Group and ultimately became responsible for both its asset-backed securities and international businesses during his eight-year tenure. Mr. Albert began his career at The Prudential Insurance Company of America. Mr. Albert has an MBA from the University of Chicago, a BA in English from the University of Pennsylvania and a BS in Economics from the Wharton School of the University of Pennsylvania. | 