Jim brings a wealth of insurance industry wisdom to Torrent from both the private and public sectors. His most recent experience working for FEMA further solidifies Torrent�s compliance-centered business philosophy. Jim served as the Director of Claims for the NFIP at FEMA. As the senior claims officer at FEMA, he developed claims policy for recommendation to the Federal Insurance Administrator and was one of the principal advisors to the Administrator. Jim moved to the Federal Emergency Management Agency in 1983 as the Claims Technical Monitor at the NFIP�S Bureau and Statistical Agent.

Jim�s insurance career began with the Government Employees Insurance Company (GEICO) as a trainee in the claims department. When he moved from GEICO he had been promoted into two successive supervisory positions. He worked for two independent adjusting firms before accepting employment with the Hartford Insurance Group. While at Hartford, Jim held successive positions as a field multi-line adjuster, claims examiner, manager of the property desk, claim supervisor, assistant claims manager and claim manager.

Prior to attending college at American University in the District of Columbia, Jim enlisted in the United States Marine Corps and was honorably discharged as a sergeant. He retired from FEMA in November of 2006 and is presently active as a consultant in the Flood Insurance field.