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John B. Turner, Director, 59, joined our Board of Directors in June 2002. During the past five years, Mr. Turner has been retired. Prior to his retirement, he was an insurance executive. In addition to his insurance credentials, Mr. Turner holds a Series 7 stock brokerage license. His professional experience in the aforementioned areas spans an excess of twenty-five years. Mr. Turner serves on the Board of Directors' Audit Committee. | 