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John Schmidt was appointed to Chief Operating Officer of Heartland Financial USA, Inc. in April 2004. Until April, he held the position of President and CEO of Dubuque Bank and Trust since January 2000. Prior to that John held the position of Senior Vice President and Chief Financial Officer of DB&T, as well as Executive Vice President and Chief Financial Officer of Heartland Financial USA, Inc. John remains EVP and CFO of Heartland. Before joining Dubuque Bank and Trust in 1984, Schmidt was employed by the Office of the Comptroller of the Currency and Peat Marwick Mitchell in Des Moines. John, a Certified Public Accountant, graduated from the University of Northern Iowa where he earned his Bachelor of Arts degree in 1982. | 