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John L. Adams was appointed non-executive Chairman of the Board in April 2005 having served as one of our directors since November 1999. Mr. Adams served as Executive Vice President of Trinity Industries Inc. one of North America�s largest manufacturers of transportation construction and industrial products from January 1999 through June 2005. He served as Vice Chairman of Trinity Industries from July 2005 through March 2007. Before joining Trinity Industries Mr. Adams spent 25 years in various positions with Texas Commerce Bank N.A. and its successor Chase Bank of Texas National Association. From 1997 to 1998 Mr. Adams was Chairman President and Chief Executive Officer of Chase Bank of Texas. Mr. Adams currently serves on the Board of Directors of Trinity Industries Inc. and as Chairman of the Audit Committee and a member of the Risk Management Committee of American Express Bank Ltd. a wholly-owned subsidiary of American Express Company. In addition he serves as Chairman of the Board of Directors for the Children�s Medical Center of Dallas as a Southwest Region Trustee for the Boys & Girls Clubs of America and on the University of Texas Chancellor�s Council and Business School Advisory Board. | 