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John R. Koelmel is President and CEO of First Niagara Bank and its parent First Niagara Financial Group Inc. He previously served as Executive Vice President and CFO of First Niagara Bank and its parent First Niagara Financial Group Inc. He joined the Bank in January 2004. John brings 29 years of business and management experience to the Company. He spent the initial 26 years of his career at KPMG LLP where he served many banking and financial services clients. In the final years of his tenure at KPMG he was Managing Partner of the Buffalo office and had additional administrative responsibility for the Firm's other Upstate New York offices in Rochester Syracuse and Albany. In July 2000 he joined Financial Institutions Inc. a $2.1 billion company located in Warsaw New York as Chief Administrative Officer. After resigning from that position in July 2002 he served as an independent consultant assisting local businesses with strategic planning accounting and other related activities. | 