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Mr. Borgerding was elected as President and Chief Executive Officer of Citizens Bancorp of Virginia Inc. (the "Company") and Citizens Bank and Trust Company the Company's wholly owned subsidiary (the "Bank") on September 27 2005. He was also elected to the Board of Directors of the Company and the Bank. Prior to his promotion Mr. Borgerding was Vice President and Acting Chief Executive Officer of the Bank. From March 2003 until October 2004 he served as Vice President/Senior Loan Officer of the Bank. Prior to joining the Bank in 2003 Mr. Borgerding was employed by BB&T of Virginia and its predecessors Central Fidelity National Bank Wachovia Bank National Association and F&M Bank in Nottoway and Lunenburg Counties from 1986 until 2003 and served as City Executive for the area encompassing Blackstone and Kenbridge Virginia. | 