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Joseph J. Lydon has served as company director since July 2004, and as President and Chief Operating Officer of Accredited since May 1998. From February 1997 until he assumed that role in 1998, Mr. Lydon was Accredited�s Director of Sales and Marketing. Mr. Lydon is a veteran of more than two decades in the mortgage banking industry, having joined Accredited in 1997 from Ford Consumer Finance, a division of The Associates First Capital Corporation, where he served as Executive Vice President for the western division from 1993 to 1997. From 1977 to 1993, Mr. Lydon worked at Security Pacific Financial Services, Inc., rising to the level of Senior Vice President in charge of six operating divisions. Mr. Lydon earned a Bachelor of Science degree in Management from Pepperdine University in 1991. | 