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Nancy S. Newcomb age 61 is a member of the Audit and Governance and Compensation Committees of the Board of Directors. Ms. Newcomb served as senior corporate officer risk management of Citigroup a financial services company from May 1998 until her retirement in 2004. She served as a customer group executive of Citicorp (the predecessor corporation) from December 1995 to April 1998 and as a division executive Latin America from September 1993 to December 1995. From January 1988 to August 1993 she was the principal financial officer responsible for liquidity funding and capital management. Ms. Newcomb is also a director of The DIRECTV Group Inc. and SYSCO Corporation. | 