Mr. Etuk is Co-Founder, Chairman and CEO of Tabula Digita. Mr. Etuk has worked for a number of years managing the creation, implementation and analysis of various consumer products for Bank One and Citigroup. Mr. Etuk has also worked with the well-regarded consulting firm McKinsey & Company. Mr. Etuk founded Tabula Digita just prior to beginning work with Citigroup as a member of the Payment Innovation Team, a small R&D group tasked with creating, evaluating, and implementing financial concepts that could generate $100 million in profits for the company. Subsequently Mr. Etuk was selected out of that position to work directly with the Chief of Staff to Citigroup�s President, Bob Willumstad. Mr. Etuk left Citigroup in April of 2004 to focus on Tabula Digita full time. During his years in corporate America, Mr. Etuk spent a considerable amount of time tutoring mathematics both in The Big Brothers Big Sisters program and outside, where he learned some of the techniques that could be used to engage today�s student in learning, and more importantly those that could not. Mr. Etuk is a graduate of Cornell University�s School of Electrical Engineering. He also holds an MBA from Columbia Business School where he was a Beta Gamma Sigma graduate, recipient of the Board of Overseers Fellowship, recipient of the Eugene M. Lang Fund grant of funds for outstanding business ideas, Co-Chair of The Integrity Board, Chair of the Entrepreneurship Club, and recipient of The Heffernan Award for Outstanding Service to the business school.