As a Certified Mortgage Planning Specialist, Pat is recognized as an expert at integrating real estate financing with a client�s total financial and investment plan to improve cash flow, minimize taxes and minimize interest expense.

She learned the basics of real estate financing by structuring the purchases of investment property for her portfolio. As an investor, she specialized in the financing and purchase of real estate in transition as a result of foreclosure, bankruptcy and probate

After a few years as a real estate agent, she realized that the aspect of real estate that she most enjoyed was structuring the financing. She has established strategic alliances with a team of real estate, credit, financial, legal and tax professionals to best help her clients effectively manage their mortgage and total liability structure for wealth creation.