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Mr. Malloy III. became Chairman of the Board of Directors in February 2003. He has been President and Chief Executive Officer of Malloy Enterprises Inc. a real estate and investment holding company and Malloy Real Estate Inc. since 1973. In addition Mr. Malloy served as a director of North Fork Bancorp (NYSE) from 1998 to 2002 and was Chairman of the Board of New York Bancorp (NYSE) from 1991 to 1998. He joined the Company's Board in May 2000. | 