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Born on June 25 1944. Bachelor�s in Economics from the Superior Institute of Economics and Finance of the Technical University of Lisbon Portugal. In June 2003 he was elected Member of the Board of Directors of Banco Bradesco S.A. He is a member of the Board of Directors of Grupo Esp�rito Santo Vice Chairman of the Board of Directors and Chairman of the Executive Board of Banco Esp�rito Santo S.A. Lisboa; Chairman of the Board of Directors of the Esp�rito Santo Financial Group S.A. (ESFG) - Luxemburg member of the Supervisory Board of Euronext NV Netherlands Member of the Executive Committee of Institut Internationale d��tudes Bancaires (IIEB) Bruxelas. He was member of the Board of Directors of Banco Boavista Interatl�ntico S.A. from September 1997 to October 2000. | 