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Mr. Berger has served in his present position as Director since November 1998 and as Chairman of the Board since February 2000. Mr. Berger was employed in various positions for OnBank from 1978 through March 31 1998 his last position being Senior Vice President Treasurer and Chief Financial Officer. From April through August 1998 he served as consultant to M&T Bancorp. pursuant to its merger agreement with OnBank. From August 1998 through 2004 he was an Adjunct Professor at LeMoyne College in Syracuse New York. From August 1998 through June 2002 he served as Director of the Madden Institute of Business Education at LeMoyne College. Mr. Berger is also Chairman President and Chief Executive Officer of St. Lawrence Industrial Services Inc.
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