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Ruth has over 25 years in the design and development of innovated systems, 15 of these years in the credit card processing industry. As the Software Development Manager at Nova Information Systems, Ruth led the development for the Eclipse Back Office System, totally automating the merchant boarding process from receipt of an application to the installation of equipment. At PMT, Inc. Ruth managed the development resources to provide an automated Single Point of Entry. As one of the founders of Lighthouse Software Development, Inc. Ruth is the technical resource in the development and implementation of an affordable Single Point of Entry Back Office System for ISO�s and Agent Offices. The systems technical features bring to the forefront a number of advancements to reduce cost and time in an industry where cost savings is vital to success and survival. Lighthouse Software Development, Inc. is also the developer and supplier of a standalone data entry system for Discover Network. Before entering the credit card processing environment Ruth lead thedevelopment of a printer operating system for Delphax, Inc. that printed 30 pages a minute with a fill page of graphics, unheard of at the time. As a lead developer in Lotus Development ISV Department, Ruth and was responsible for the development of the Printer Drivers for its 123 Spreadsheet and Symphony Product Lines and the support of third party developers. | 