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Experience-Ryan has been a partner since 1998. The primary focus of Ryan's practice is advising clients on consumer financial compliance and bank regulatory matters. Prior to joining the firm, Ryan was senior counsel for BankBoston, N.A. in Boston, Massachusetts. There, he advised the bank and its affiliates on all aspects of laws and regulations affecting retail financial products and services. Prior to joining BankBoston, Ryan was an associate at Pierce Atwood from 1988 to 1993, where his practice included consumer financial services law, insurance regulatory matters, commercial loan transactions, purchases and sales of stock and assets of closely-held businesses, and general corporate matters for closely-held corporations. Education Ryan received his B.A., cum laude, Phi Beta Kappa, from Colby College (1985) and his J.D., cum laude, from the University of Maine School of Law (1988) where he was comments editor for the Maine Law Review. Professional Activities Ryan is a member of the Consumer Financial Services Committee of the American Bar Association�s Business Law Section, and currently serves as Vice-Chair of the Committee's Deposits and Payment Systems subcommittee. He is also a member of the Consumer and Financial Institutions Law Section of the Maine State Bar Association. Publications Ryan is the co-author of: Current Developments in Payment Systems, Deposit Accounts, and Electronic Delivery of Financial Services, 62 Bus Law 675 (2007). To view the full article, click here. Bar Admissions Ryan is admitted to practice in Maine and Massachusetts. Practice Areas Retail Financial Services Authored Articles 11/6/2007 - Final Draft of Affiliate Marketing and "Red Flag" Regulations Released 9/22/2004 - The Fair and Accurate Credit Transactions Act of 2003-1/1/2004 - FEDERAL CAN-SPAM ACT - New Rules for E-Mail Advertising and Solicitations-Past Events and Engagements 10/11/2007 - Financial Services Seminar - Important Changes in Mortgage Lending! 4/26/2007 - Financial Services Seminar - Regulatory Hot Topics & Update | 